AFFIRM FINANCING

Affirm Financing

As low as 0% APR Financing with Affirm

Bashford Jewelry has partnered with Affirm to give you a simple way to spread the cost of your special purchase in 6, 12 or 24 monthly payments with financing as low as 0% APR*.Simply select “Pay with Affirm” during checkout and provide some basic information to get a real time credit decision. Or you can see what you’re eligible for now with the tool below.

What is Affirm? 

Affirm offers clear, simple financing for your online purchases in just a few clicks:
  1. Add your desired items to your shopping cart and select the Affirm payment option on our checkout page.
  2. Enter a few basic pieces of information to identify yourself. Affirm will instantly let you know if you are approved for a loan.
  3. Review your payment plan details and click “confirm” to finalize the loan. Once you’re done, your purchase will be on its way! Just remember to pay your bills on or before their due dates or sign up for autopayment at www.affirm.com/pay.
What type of financing does Affirm offer?With options that allow you to control your budget, Affirm provides the option for 3, 6, or 12 monthly payments and rates from 0-30% APR based on your credit. Actual rates will be shown at checkout.


How do I apply for a loan?

To apply for a loan

  1. Fill your cart, then select Affirm at checkout.
  2. Enter your mobile number, then select Continue.
  3. If it’s your first time applying, create an account. If you already have an account, this step is skipped.
  4. Enter the 4-digit PIN just texted to your phone.
  5. See your loan decision.

To apply for a loan in the app:

  1. Download the free Affirm app from the App Store (iOS) or the Google Play Store (Android).
  2. Enter your mobile phone number.
  3. If it’s your first time applying, create an account. If you’re returning, you will skip this step.
  4. Enter the 4-digit PIN just texted to your phone.
  5. Tap Request a loan.
  6. Tell us where you’re shopping and how much you need.
  7. See your loan decision.

To apply for a loan on affirm.com:

  1. Sign in to your Affirm account, or create an account.
  2. Type the 4-digit PIN just texted to your phone.
  3. Select the prompt request a loan.
  4. Tell us where you’re shopping and how much you need.
  5. See your loan decision.

Curious about your credit score?

Your credit score will not be affected when you check your eligibility, even though we perform a credit check. If you decide to buy with Affirm, your loan and payments may affect your credit score. Paying on time can help you build positive credit history.

Does Affirm perform a credit check?

To verify your identity and provide you with a financing offer when you sign up, Affirm does a ‘soft’ credit check that does not affect your credit score. If you choose to complete a purchase and finance it with Affirm, they will do a single ‘hard’ credit check when your first order is processed. This may have a minor impact on your credit score. Future purchases with Affirm will not require additional ‘hard’ credit checks

Do I have a credit limit with Affirm?

Affirm has no fixed credit limit. They underwrite each loan individually taking into account the merchant, items purchased, and other information available at the time of purchase. Customers can take out multiple Affirm loans at once, as each Affirm loan application is evaluated separately as a closed-end transaction.

Does Affirm charge any fees or interest?

Affirm charges a small finance charge when you split your purchase into multiple payments. They will always clearly state the cost of the finance charge in terms of real dollars ($) and an Annual Percentage Rate (APR) so that you can know exactly what you’re paying. Affirm never charges any compounding interest and there are no hidden fees.

Why was I prompted to pay a down payment with a debit card?

Unfortunately, Affirm is not always able to approve the full amount of your order. If this happens, they will provide a debit card down payment option so that you may still complete your purchase right away.

Why was I prompted for a checking account?

To consider a credit application, Affirm sometimes requires additional information. This may include requesting an active checking account number, which helps them verify your identity and your ability to repay the requested loan. If Affirm prompts you for this information, but you are unable to provide it, Affirm will be unable to approve your credit application.

How do I open an account with Affirm?

After selecting the items you would like to purchase, you can apply for an account with Affirm in our checkout process.

Where can I find more information about Affirm?

To learn more about Affirm and their financing options, please visit https://www.affirm.com/faqs/ or contact via email at support@bashfordjewelry.com

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